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What is an ISA?
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 ISA stands for Individual Savings Account. They were launched by the government on 6 April 1999 to replace PEPs and TESSAs. ISAs are investment savings account with a tax efficient wrapper. The word “wrapper” refers to the rules which provide the tax protection to the investments held in the account. The ISA account itself is not an investment it is what you hold within that account. With ISA you can hold: cash and stocks & shares (including listed shares and investments in unit trusts and OEICs).

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