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What risks should you consider when investing?
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  • The value of investments or income from them may go down as well as up.
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  • You may not necessarily get back the amount you invested.
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  • Past performance of an investment is not necessarily a guide to its performance in the future.
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  • The value of investments may rise or fall due to the volatility of world markets, interest rates and capital values or, for investments held in overseas markets, changes in the rate of exchange in the currency in which the investments are denominated.
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  • Levels and bases of, and reliefs from, taxation are subject to change as UK legislation and regulations and the UK tax regime are amended from time to time.
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  • Where you are unsure about any specific investment or other decision, you should obtain appropriate expert independent advice.
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