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| What should I ask my ISA provider or financial adviser? |
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- Are they authorised to give financial advice?
- Are they a company representative or an independent adviser?
- How do they make money from opening and operating an ISA for you?
- What are the total charges you will pay?
- What are the penalties if you need to stop or vary your payments?
- Why are they recommending an ISA to you and why is the tax benefit of an ISA relevant to you?
- How do the costs and charges from one provider compare to others?
- What components are available in the ISA (i.e. cash, life assurance or stocks and shares)?
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