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What are the CAT standards for cash ISAs?
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  • Charges: no one-off or regular charges, except for replacing lost documents or transfers to another cash ISA provider;
  • Access: minimum transactions of no more than £10 and penalty-free withdrawals must be allowed within 7 days.
  • Terms: No minimum investment required. The rate of interest applied to the account must not be more than 2% below bank base rates, and any increase in bank base rates must be followed within 1 calendar month.
* Interactive Investor does not offer a cash component within an Interactive Investor ISA.
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