Capital growth or income?
Capital growth funds focus mainly on building up the value of your original investment over the long term. Income funds focus mainly on providing regular dividends (payments).
What are Markets?
The term Markets includes regulated markets such as the LSE, Multilateral Trading Facilities which bring together buyers and sellers of securities and investments (including RSPs and Market Makers ...
What payment methods are available?
When you open an account, as part of the registration process we will request your debit card details. The quickest and simplest way to fund your account will be from this debit car ...
How can I find how my fund is performing?
You can monitor the performance of a particular unit trust or OEIC
through most national newspapers or by using internet services such
Interactive Investor's online portfolio service.
Fund p ...
I know that a stock has changed name or ticker symbol, will this be automatically reflected in my portfolio?
No. What you will need to do is firstly click onto the "corporate
Actions" tab that appears in the main navigation bar for that stock.
This will tell you the current actions that have been passe ...
How do I edit the details of a portfolio entry (i.e. units owned, purchase price)?
To edit your units owned, purchase price (pence per share) and date of purchase click on the "edit" to the right of the investment name within the portfolio. On the next page fill in the rele ...
What is an OEIC?
OEICs stands for Open-Ended Investment Companies (pronounced 'oiks').
The rules for creating and operating OEICs were introduced in 1997 and
many unit trusts have since converted into a OEIC s ...
How do I invest in these funds?
There are a number of different ways of investing in unit trusts and OEICs. You can invest through tax efficient accounts such as ISAs or you can invest directly in any chosen fund. With Interacti ...
Do I earn interest on my account?
Your Interactive Investor Equity ISA account is a self-select stocks and shares ISA and as such does not include a separate cash component. However, we typically pay interest on cash balances ...
How do I buy an ISA online?
There are two stages of login. The first stage is to access the general website to research funds and shares and read our extensive editorial. You have to register on the site to do so and you the ...
How big and varied is the unit trust and OEIC industry?
There are close to 2,000 unit trusts and OEICs available from over 130
different fund management groups, investing in around 30 different fund
sectors. There are several sectors dedicated to UK ...
What is a Fund Supermarket?
This is where a provider makes available a selection of unit trusts and OEICs managed by more than one fund manager in one investment account.For example Interactive Investor’s Fund Supermar ...
What is offered in an Interactive Investor ISA?
Within our stocks and shares ISA you can invest in any of the unit trusts and OEICs available in the Interactive Investor Fund Supermarket. You can a ...
What are the CAT standards for cash ISAs?
Charges: no one-off or regular charges, except for replacing lost documents or transfers to another cash ISA provider;
Access: minimum transactions of no more than £10 and penalty-free ...
What is the cost of an ISA?
There are two potential sets of costs to be aware of: The charge for the ISA wrapper itself and the commission charges associated with buying and selling investments within your ISA. The Interac ...
What's involved in transferring an ISA to Interactive Investor?
With the new ISA & PEP rules that were introduced in April 2008, you can now transfer both stocks and shares and cash ISAs to Interactive Investor. By transferring your current ISAs to Interactive ...
What is a limit order?
A limit order is an instruction, given by you when placing your order, stating the maximum price you are willing to pay when buying shares, (a buy order), or the minimum you will accept when selli ...
What is a unit trust?
Unit trusts are 'open ended collective investments' which put the cash of many investors into one fund (called a 'pooled fund') which can invest in shares, bonds, gilts or property. This system al ...
How are dividends paid?
You can select how you would like your dividends to be handled from one of three options. The first option is 'Dividend Reinvestment' (sometimes known as a DRIP) which will ensure all dividends on ...
What are the charges?
We've made the fee structure for the Interactive Investor Share Dealing / Fund and ISA Accounts straightforward, simple and competitive. There is no administration fee and no inacti ...